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Found 32 blog entries tagged as Real Estate.

First Time Home Buying Process

Buying a house will most likely be the biggest purchase you will ever make in a lifetime. While purchasing your first home is exciting, the process can be extremely overwhelming, especially if you are unsure where to begin. Don’t worry, you do not have to do this alone, we are here to help you every step of the way! To start, here is a six-step guide to buying your first home.

Step One:  Getting Pre-Approved

Before you begin to shop for a house, you will need to determine how much you can afford. To determine your budget, you must get pre-approved first and you will need a lender to pre-approve you. Pre-approval means that based on your income and credit, you should be able to get a loan (for a specific amount) as long as nothing changes with

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Veterans Home Buyer Guide

If you are a veteran looking for a home, you’ve come to the right place.  For over a century, we have helped Veterans, just like you, find the perfect home.  As a thank you to our service members, Blanchard and Calhoun Real Estate Company, through our affiliation with Leading Real Estate Companies of the World, offers a Military on the Move (MOM) program for all active, former, and retired military. In addition to our real estate services for our soldiers; we are partnered with some of the best VA specialty lenders in the CSRA.  

If you want to know how you can buy a home with a VA backed home loan, we’ve got you covered in this step-by-step guide for Veterans.

Applying for a home loan:  First, you will need to get pre-approved for a mortgage

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Working with a Real Estate Agent

Thinking about buying or selling property on your own?  With the internet, you probably figured everything there is to know about buying/selling real estate are just a few clicks away.  So, you’ve done some googling, read lots of blogs, written down some How-To tips and you are feeling pretty confident.  After all, you are a DIY’er by nature-what could possibly go wrong, right?  The truth is, it’s not easy; There is a lot that goes into buying/selling a house. If you are thinking of tackling a real estate transaction on your own in an effort to skip the agent’s commission, below are four of the agent tasks you may want to take into consideration before you begin:

Agents Know Real Estate Laws: Every state has its own set of real estate laws and

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Moving Day

Congratulations on your new home!  Now, the “fun” part-packing up and moving.  Moving is a lot of work and can be overwhelming, but no need to fret. We've put together a list of moving tips and tricks to help your move as seamless as possible.

Preparation Tips:

  • Transfer Utilities:  Make sure utilities are transferred by moving day.  Keep in mind that transferring utilities could take a few days so you want to have it set up before the move.

  • Collect free boxes:  No need to purchase moving boxes if you don’t have to! Ask local grocery stores, large retailers, friends, neighbors, and recycling drop off points if you can pick up their used cardboard boxes.

  • Declutter: Make your move easier by paring down your possessions. Now

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Insurance

(This article was originally published on the Blanchard and Calhoun Insurance blog.)

Life is uncertain and life’s mishaps are inevitable. Purchasing an insurance policy that will protect your auto, health, life, business, or home will certainly not be a “one-size-fits-all” buy.  This is why it’s important that when you shop around for insurance you find a policy that is tailored to your unique needs and will take all of your risks into account.

Here are three top reasons why you need insurance:

  1. Peace of Mind: Life is unpredictable. Insurance can be a safety net when an accident occurs or a risk goes wrong.
  2. It’s the law: In most states, auto, home, and business insurance are required.
  3. Lenders require insurance: Need a loan to purchase
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Staging Your Home with an Office Space

Today, many of us are working from home. Because of this, having a dedicated office space is now a “must-have” for many home buyers. If you don’t have an extra bedroom you can turn into an office, find an awkward space that you’ve been unsure of what to do with. This can be a loft, a room without a closet, or an extra corner in a large room. Below are some staging tips to help impress buyers who want to work from home. 

Remove All But The Essential Furniture

Office spaces often become a storage unit. When selling your home, be sure that you clean out the extra stuff that has accumulated over the years. In the designated office space, keep only the furniture you’d have in an office, like a desk, a rug, and a chair. These are usually enough pieces

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