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 Thinking about refinancing your current mortgage loan? Whether you are trying to lower your monthly payments, looking for an alternative loan type or term, or need funding for a renovation project, there are many reasons to refinance. If you have thought about refinancing but not sure where to begin, keep reading. Below we will discuss what refinancing is, what you need to know, and when the best time to refinance your home loan.

What is mortgage refinancing? Refinancing, in simple terms, means to swap out your current loan for a new one. Most people refinance their home to reduce the interest rate, monthly payment or to withdraw from their home’s equity. Others may refinance to pay off their home faster or find another loan term that is more

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